Rates

  • Checking & Savings

    • Checking & Savings

    Account TypeRateAPY
    Savings0.75% (Up to $100,000.00)0.75%Open
    Savings1.25% (greater than $100,000.001.26%Open
    Checking0.25%0.25%Open
    Health Savings (HSA)2.00% (Up to $10,000.00)2.02%
    		Apply Now
    Health Savings (HSA)1.00% (greater than $10,000.00)1.00%Apply Now
    Christmas Club*2.00%*Dividends pay annually on September 30thOpen
    Vacation Club*2.00%*Dividends pay annually on April 30thOpen
    My Club*2.00%*Dividends pay annually on the first day of the month selectedOpen
    *Club Account Dividends pay annually on maturity date with a maximum deposit limit of $10,000.00.
    Print rates

  • Certificates (CDs)

    • Certificates (CDs)

    MaturityMinimum Deposit*RateAPY
    3 Months$5001.75%1.76%
    3 Months Jumbo$10,0001.85%1.86%
    3 Months Jumbo+$100,0001.90%1.91%
    6 Months$5003.50%3.55%
    6 Months Jumbo$10,0003.60%3.65%
    6 Months Jumbo+$100,0003.65%3.70%
    12 Months$5003.75%3.80%
    12 Months Jumbo$10,0003.85%3.91%
    12 Months Jumbo+$100,0003.90%3.96%
    18 Months$5004.85%4.94%
    18 Months Jumbo$10,0004.95%5.04%
    18 Months Jumbo+$100,0005.00%5.09%
    24 Months$5003.80%3.85%
    24 Months Jumbo$10,0003.90%3.96%
    24 Months Jumbo+$100,0003.95%4.01%
    36 Months$5004.50%4.58%
    36 Months Jumbo$10,0004.60%4.68%
    36 Months Jumbo+$100,0004.65%4.73%
    48 Months$5003.75%3.80%
    48 Months Jumbo$10,0003.85%3.91%
    48 Months Jumbo+$100,0003.90%3.96%
    60 Months$5003.90%3.96%
    60 Months Jumbo$10,0004.00%4.06%
    60 Months Jumbo+$100,0004.05%4.11%
    *Dividends are paid quarterly and Child CDs ( for members under the age of 18) may be opened with a minimum of $100.00.

  • IRA & HSA CDs

    • IRA & HSA Certificates

    MaturityMinimum DepositRatesAPY
    3 Months$5001.75%1.76%Get Started
    3 Months Jumbo IRA$100,000 1.90%1.92%Get Started
    6 Months$5003.50%3.56%Get Started
    6 Months Jumbo IRA$100,000 3.65%3.71%Get Started
    12 Months$5003.75%3.82%Get Started
    12 Months Jumbo IRA$100,000 3.90%3.97%Get Started
    18 Months$5004.85%4.96%Get Started
    18 Months Jumbo IRA$100,000 5.00%5.12%Get Started
    24 Months$5003.80%3.87%Get Started
    24 Months Jumbo IRA$100,000 3.95%4.02%Get Started
    36 Months$5004.50%4.59%Get Started
    36 Months Jumbo IRA$100,000 4.65%4.75%Get Started
    48 Months$5003.75%3.82%Get Started
    48 Months Jumbo IRA$100,000 3.90%3.97%Get Started
    60 Months$5003.90%3.97%Get Started
    60 Months Jumbo IRA$100,000 4.05%4.13%Get Started
    *Dividends are paid monthly. IRA Share accounts pay monthly dividends at the same rate as Savings accounts.

  • Auto & Motorcycle

    • Auto & Motorcycle Loans

    YearTermRateRate with Maximum Discount*
    2022 – 202436 Months8.25%5.00%
    2022 – 202460 Months8.75%5.50%
    2022 – 202472 Months9.00%5.75%
    2022 – 202484 Months10.00%6.75%
    2021 & Older36 Months9.00%5.75%
    2021 & Older48 Months9.25%6.00%
    2021 & Older60 Months9.50%6.25%
    2021 & Older72 Months10.25%7.00%
    *Rate discounts on the above are based on the following credit scores: 700 or greater – 3.00%, 650 to 699 – 2.50%, and 600 to 649 – 0.50%. Automatic payment rate discount is -0.25% (excluding mortgage, home equity, and share/CD secured loans).

  • Home Loans

    • Home Loans

    Loan TypeResidence TypeRate*
    Variable - 5 Year AdjustablePrimaryContact Us
    Variable - 10 Year AdjustablePrimaryContact Us
    Variable - 5 Year AdjustableSecondaryContact Us
    Variable - 10 Year AdjustableSecondaryContact Us
    Home EquityPrimary8.00%
    Home EquitySecondary9.00%
    Land - 5 Year Adjustable7.00%
    Land - 10 Year Adjustable7.50%
    Construction8.00%
    Fixed Rate MortgageContact Us
    *Automatic payment rate discount is -0.25% (excluding mortgage, home equity, and share/CD secured loans). 

  • Personal & Title Loans

    • Personal Loans

    Loan TypeTermRateRate with Maximum Discount*
    Platinum Visa (with credit score 650 or >)Revolving8.00%7.75%
    Platinum Visa (with credit score of less than 650)Revolving12.50%12.25%
    Line of Credit24 Months14.50%14.25%
    Overdraft24 Months14.50%14.25%
    Personal60 Months13.00%12.75%
    Platinum Personal60 Months9.00%8.75%
    Student60-120 Months6.00%5.75%
    Home Improvement60 Months7.00%6.75%
    Short-term Personal (with credit score 650 or >)18 Months6.00%5.75%
    Short-term Personal (with credit score of less than 650)18 Months11.00%10.75%
    * Automatic payment rate discount is -0.25% (excluding mortgage, home equity, and share/CD secured loans).

    Other Titled Collateral Loans

    YearTermRateRate with Maximum Discount*
    2022-202448 Months9.75%6.50%
    2022-202460 Months10.25%7.00%
    2021 & Older36 Months10.75%7.50%
    2021 & Older48 Months11.00%7.75%
    2021 & Older60 Months11.25%8.00%
    *Rate discounts on the above are based on the following credit scores: 700 or greater – 3.00% 650 to 699 – 2.50% and 600 to 649 – 0.50%. Balloon note option available for amortization up to 15 years. Automatic payment rate discount is -0.25% (excluding mortgage, home equity, and share/CD secured loans).

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